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Hurricane Supplemental Insurance by Vertus Insurance Partners

Cat4Home provides complete named storm or hurricane deductible reimbursement for homes valued up to $5,000,000 and a maximum hurricane deductible of $100,000. CAT4Home offers the opportunity to minimize or even eliminate homeowners’ out-of-pocket expenses, based on damage sustained after a named storm or hurricane (Category 1 or higher) as defined and announced by the national forecasting service that is recognized by the state – the National Oceanic and Atmospheric Administration (NOAA) or the National Weather Service (NWS).

The Hidden Cost of Named Storm and Hurricane Deductibles

View our brief video to see the potential impact
of a hurricane on your pocketbook

Cat4Home – A Smart Choice for Homeowners in Coastal States

The 2020 hurricane season was the second most active ever recorded . . . 30 named storms, including 12 landfalling storms in the continental United States.     The Gulf Coast states were especially hard hit by eight storms, including Hurricanes Laura, Marco, and Sally.  Florida and the Carolinas have certainly had their share of hurricane and named storm activity over the years . . . and homeowners have had to bear the brunt of paying their high-cost catastrophic storm deductibles

  • For example, Hurricane Irma alone caused over $11 billion in insured losses – Over 800,000 Florida homeowners filed Irma claims . . . and they paid millions of out-of-pocket dollars just to meet their deductibles – if they had had Cat4Home protection, their deductibles would have been covered and would have been reimbursed . . .  Protecting their Home & Preserving their Savings