Hurricane Supplemental Insurance by Vertus Insurance Partners

Cat4Home provides complete hurricane deductible reimbursement for homes valued up to $5,000,000 and a maximum hurricane deductible of $100,000. CAT4Home offers the opportunity to minimize or even eliminate homeowners’ out-of-pocket expenses, based on damage sustained after a named hurricane (Category 1 or higher) as defined and announced by the national forecasting service that is recognized by the state – the National Oceanic and Atmospheric Administration (NOAA) or the National Weather Service (NWS).

The Hidden Cost of Hurricane Deductibles

View our brief video to see the potential impact
of a hurricane on your pocketbook

Cat4Home – A Smart Choice for Florida Homeowners

  • Florida ranks #1 in the nation with over $80 billion in catastrophic losses over the past 30 years.
  • In 2018 in Florida, the impact of Hurricane Michael resulted in 94,000+ residential property claims with total estimated losses in excess of $5.8 billion.
  • In 2017, Hurricane Irma alone caused over $11 billion in insured losses – Over 800,000 Florida homeowners filed Irma claims . . . they paid millions of out-of-pocket dollars just to meet their deductibles.